Flexible Terms
Terms that fit your needs from 3 months - 60 months!
a certificate of deposit to help you save
Grow your savings with a Share Certificate (or CD) from AERO Financial.
With fixed-rate savings and terms to fit your needs, AERO Financial Share Certificates are a smart way to save for short-term or long-term goals.
Start Your Share Certificate Application
AMONG THE BEST RATES IN ARIZONA
Watch your savings grow regardless of market fluctuations. Let your money work for you with our great certificate (CD) rates!
Rates as of November 5, 2024
Term | Compounding | Dividend Rate | APY1 |
---|---|---|---|
3 Month | Monthly | 4.60% | 4.70% |
6 Month | Monthly | 4.60% | 4.70% |
1 Year | Monthly | 4.70% | 4.80% |
1.5 Year | Monthly | 4.07% | 4.15% |
2 Year | Monthly | 3.69% | 3.75% |
3 Year | Monthly | 3.20% | 3.25% |
4 Year | Monthly | 2.96% | 3.00% |
5 Year | Monthly | 3.59% | 3.65% |
7 Month Special** | Monthly | 4.65% | 4.75% |
Jumbo Certificate Rates are 0.10% higher than a regular certificate rate.
1 APY = Annual Percentage Yield. APY calculations are based on monthly compounding and crediting of dividends, and assume dividends remain on account until maturity. Withdrawal of dividends prior to maturity will reduce earnings. For more information on monthly terms, please call 623.334.4701.
start saving today
Share Certificate of Deposit features
Grow your savings with a low-risk investment that works as hard as you do. Build your savings with a CD from AERO Financial!
Fixed Rates
Don't worry about rates going down, your CD rate is locked in!Low Minimums
Start saving with just a $500 minimum opening deposit.Flexible Terms
Guaranteed Growth
CDs are a safe, low-risk, guaranteed investment.knowledge is power
WHAT IS A CD?
Share Certificates are a conservative investment option for individuals looking to earn a higher interest rate on their savings while keeping their money safe and secure. They are suitable for investors who have a specific savings goal and do not need immediate access to their funds.
DISCOVER THE BEST SAVINGS OPTION FOR YOU
Reach your financial goals with the saving or investment option that best suits you.
Savings Account
Money Market Account
Share Certificates
Roth IRA or Traditional IRA
BUILD YOUR IDEAL BUDGET
This free guide includes every budget you'll ever need.
Maximize your savings and take control of your financial future!
Start Saving Money Today
Maximize your wealth
EARN MORE WITH OUR JUMBO SHARE CERTIFICATES
Ready to maximize earnings and take your finances to the next level? Our Jumbo Share Certificates get all the perks of our regular CDs and more!
- More Earnings. The higher your initial deposit, the more you will earn. Jumbo Share Certificates are available with a minimum investment of $100,000.
- Better Rates. Jumbo Share Certificate rates are 0.10% higher than our regular Share Certificate Rates.
Free Resources Just For You
Mastering Your Finances: Strategies for Saving More Money
Whether you're saving for a big purchase, emergency fund, or financial stability, mastering the art...
Read MoreNavigating the Home Buying Journey
Embarking on the home buying process can be as daunting as it is exciting. In this guide, we delve...
Read MoreFortifying Your Finances: Building an Emergency Fund
Every household encounters unexpected financial hurdles. This article delves into the importance of...
Read MoreWhat our members
are saying
“I opened my first bank account with AERO when I was 10 years old at the Deer Valley branch. That was 22 years ago, and in all that time, AERO has been fantastic. I have never had anything less than a great experience with all my needs here. Love this credit union.”
Tommy T.“AERO is such a unique banking experience every time! The team is so knowledgeable and take pride in their jobs. If you're looking for a personal banking experience with people who care for your best interest, you have to give this location a shot! You will not be disappointed!”
Kayla J.“Absolutely fabulous experience working with the AERO team. Already sending referrals!”
Cryston G.