The Gift of Growth: Planning for a Prosperous New Year
The holiday season is a time for giving! But what if the most impactful gift you could give was one that keeps on growing? As the year winds down, it's the perfect time to look ahead and invest in simple strategies that set the stage for a more prosperous New Year.
Moving your money from simple savings to active growth doesn't have to be complicated. It’s about leveraging innovative, secure financial tools to make your money work harder for you.
Simple Tools to Make Your Money Work for You
In the pursuit of growth, setting clear and actionable goals is a great starting point. Goals serve as benchmarks for success, as well as motivation and direction. For many, financial growth goals start with a savings plan that outpaces traditional account yields.
Explore these simple, secure ways to grow your funds:
Money Market Accounts: Accessible Assets
Money Market Accounts are a fundamental tool for growth. They offer a simple savings solution by paying dividends1 and potentially higher rates while still giving you flexible access to your funds. It provides the security and simplicity you need without locking your money away.
Share Certificates (CDs): Guaranteed Growth
For money you won't need to access immediately, a Share Certificate (CD) is a great way to secure your financial future. You commit funds for a set term (from months to years) and, in return, receive fixed, guaranteed returns.2 If you value predictability in your returns, a CD is an excellent choice for goals like a future down payment or college savings.
Empower Your Financial Future
If your goals include retirement, wealth transfer, or complex portfolio management, professional guidance is key. AERO Financial offers financial advisement and wealth management services through our trusted partners3 to provide personalized educational strategies and simplify the complexities of investing. Learn more about investment services.
As you finalize your plans for the new year, remember that a strong financial foundation is the ultimate gift of growth. We are here to provide the educational resources and innovative tools to support you along your journey!
1Dividend Rate(s) and Annual Percentage Yield(s) may change at any time as determined by our Board of Directors. Money Market Accounts are tiered variable-rate accounts, and the rate and APY are subject to change after the account is opened. Must maintain a balance of $5,000 in the account to obtain the disclosed APY.
2APY calculations are based on monthly compounding and crediting of dividends, and assume dividends remain on account until maturity. Withdrawal of dividends prior to maturity will reduce earnings.
3Investment advisory services offered through PFG Advisors, LLC, an SEC registered investment adviser. Securities offered through United Planners Financial Services, member FINRA/SIPC. Insurance products offered through approved carriers.